VISION INSURANCE
You rely on your eyes to complete almost all tasks in your daily life. Watching television, reading a book or even driving to work would be difficult without good vision. Most health care plans don’t cover comprehensive vision care. Vision insurance is an optional health policy that entitles you to specific eye care and eyewear benefits, defined in the policy. Vision insurance covers eye exams, glasses, and contacts (just the basics!) and is typically very inexpensive.
Insurance Features
- Typically comes in the form of either a vision benefits package or a discount vision plan
- Annual eye exams
- Eyeglass frames
- Eyeglass lenses
- Contacts lenses
- Discounted rates for LASIK
Plan design options
- In-network & out-of-network coverage
- Exam Copay – Choose from $10, $15, $20, or $30
- Materials Copay – Choose from $10, $15, $20, or $30
- Exam, Lens, & Frame Frequencies – Choose from once every 12 or 24 months
- Standard lens options – single, bifocal, trifocal, or lenticular
- Additional lens options – progressive lenses, tint, UV, etc.
- Retail frame allowance
- Medically necessary contacts
- Additional value added savings offered on extra pairs of eyewear, popular lens options, laser vision correction, etc. (varies by carrier)
